Mortgage Broker Walsall

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Bhavna from First Step Mortgages explains the role of a Mortgage Broker and why Walsall is a great place to live and buy property.

What’s the role of a Mortgage Broker?

A mortgage broker can help navigate you through every stage of finding and applying for a mortgage, and get the best deal available based on your individual circumstances. 

We can help you assess your financial situation and recommend the most suitable mortgage for your needs. We search the market to find all the deals that meet your criteria.

What’s the difference between going to a Mortgage Broker vs. your local bank? 

If you go to the High Street bank for your mortgage, you’ll only be able to choose from their own products, which could be just one or two. Going to a Mortgage Broker saves time because we have access to all the market lenders. That makes it much easier to find a good deal that matches your individual circumstances.

What services does a Mortgage Broker offer? 

A mortgage broker will help you protect you and your family and, of course, your home – and save you time. We recognise that for First Time Buyers, the process can be very daunting and stressful. A good mortgage adviser will hold your hand and explain the whole process, step by step and help along the way – even dealing with estate agents or solicitors for you.

When should I see a Mortgage Broker? 

It’s worth talking to a broker as soon as you start thinking about buying a property. We can guide you through and make a plan for you. For example, sometimes people don’t realise that they have a few issues on their credit report, and the sooner you know, the sooner you can fix them. 

A Mortgage Broker can make a plan for you and get you ready to buy, whether that’s now, in three months time or six months time. 

It can be heartbreaking to find a home and then realise you can’t get a mortgage for it. Talking to a broker first will save you that pain! 

Why is Walsall a popular location to buy property?

Walsall is actually one of the very few places in the UK, where it’s a lot cheaper to get a mortgage than to pay rent. I myself moved here from London with the intention of buying my own home. And what I could get for my money was a lot more than what I could get in London. 

It’s a large market town, and in a great location because we’re close to Birmingham, Wolverhampton and Litchfield which means there’s plenty of opportunity for both work and study. Plus there’s plenty to do with all kinds of nightlife and leisure activities all around.

Tell us about First Step Mortgages

I founded the business last year and I’ve been helping people buy their homes for a few years now. I’m really passionate about supporting First Time Buyers, helping them get on the property ladder – mainly because I’ve gone through the same process myself. So I know how challenging it can be to save up for the deposit and achieve your dream to own your own home.

It makes me really happy when I see young couples and individuals buying their first home, a moment they have been dreaming about for a very long time. If you’re thinking of buying a home, whether it’s your first time, or you’re moving, or looking to Buy to Let, go and see a broker to really understand how much easier it can be!

It could be myself or anybody in this field – just make sure they are qualified to give advice and help you navigate all those options in finding the best deal out there for you. Your initial chat is always free, so just get in touch.

Your home may be repossessed if you do not keep up repayments on a mortgage