About Us

Get in touch today to discuss the most suitable mortgage option for you.
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Get in Touch

About Us

About Bhavna

First Step was created in 2019 by Bhavna, an experienced independent mortgage broker, with a passion for helping mortgage applicants to source the most beneficial product available to them. In fact, her absolute favourite part of the job is helping people get onto the property ladder and into the home of their dreams.

When she’s not helping to grant property-based wishes, Bhavna enjoys long walks, travelling and skydiving, proving she won’t shy away from a challenge inside or outside of the office!

About First Step

At First Step we work with around 90 Mortgage Lenders across the high street and independent mortgage markets. This provides us with access to a wide range of varied mortgage products, so we’re able to find something that will suit almost any circumstances.

We can provide experienced, concise and friendly mortgages advice in the following areas:

  • Mortgages for First Time Buyers
  • Remortgages
  • Equity Release
  • Buy to Let Mortgages

We also offer property and income protection advice in the following areas:

  • Life insurance
  • Critical illness cover
  • Income protection insurance
  • Home Insurance

We also work with a number of reputable solicitor firms, that we are able to recommend and refer you to, should you require advice and assistance in that area.

The main thing that sets us aside from our competitors, here at First Step, however, is our commitment to client care and broad availability. We strive to be available whenever you need us, whether that’s evenings, weekends or around a specific working pattern, we will always be happy to take your calls and answer your queries.

Our Fees

Our initial consultation is always free of charge and the fees only become due on the completion of the mortgage. Our typical fee is a competitive £495.

First Step is fully regulated by the Financial Conduct Authority.

About our clients

Over the past year and a half First Step has helped a wide variety of people to find the right mortgage for them, whether that’s getting the first feet onto the property ladder, remortgaging or moving home. We particularly specialise helping those who are looking to invest in property and therefore Buy to Let mortgages are a regular staple.

The feedback we’ve had from clients to date gives us confidence that we’re meeting our client service goals, as our quick, efficient and approachable services are frequently commented upon.

Your home may be repossessed if you do not keep up repayments on a mortgage